Andrew Elphick is a senior innovation leader with a proven track in strategy creation, identifying opportunities, planning and driving strategic innovation programs across a global organization. Andrew has significant experience in creating and implementing internal and open innovation programs in partnership with internal executives and major external stakeholders. He is agile and highly adaptive at managing the innovation portfolio whilst responding to the emerging strategic priorities and demands of the business. Andrew has 16 years of experience working within financial services at Barclays and has spent the last six as a senior leader of innovation across the fintech sector. He is a member of the Fintech Delivery Panel board sponsored by HMT, with active participation in delivering the Fintech Pledge. In addition, Andrew is an Industry Fellow for the University of East London supporting their Centre of FinTech.