​​Fonbnk allows users in financially underserved areas, such as Sub-Saharan Africa, to engage in the cryptocurrency economy by exchanging pre-paid mobile airtime minutes for USDC. Fonbnk achieves this by converting real-world assets onto the blockchain, making access more inclusive and facilitating smooth integration for cash-based, mobile-first economies. Fonbnk has established a significant presence in Sub-Saharan Africa, collaborating with wallets, protocols, dApps, and eCommerce platforms to provide dollarized on/off-ramps for microtransactions in the digital goods and services sector.